Effective: 22 July 2026 · Version: 2.0
1. About this site
This site is operated by Unity Partners Pty Ltd ACN 100 498 584 ("Unity Partners", "we", "us", "our").
Unity Partners Pty Ltd is Authorised Representative No. 311195 and Credit Representative No. 402 826 of FYG Planners Pty Ltd, AFSL / ACL No. 224543.
These terms govern your use of this site. By using the site, you agree to them. If you do not agree, please do not use the site.
We may update these terms from time to time. The current version is always the one published on this page, and the effective date above tells you when it last changed.
2. The information on this site is general advice only
Any financial product advice on this site is general advice only. It has been prepared without taking account of your objectives, financial situation or needs.
Before acting on any information on this site, you should consider whether it is appropriate for you, having regard to your own objectives, financial situation and needs, and obtain advice from an appropriately qualified professional.
Nothing on this site is an offer, invitation or recommendation to acquire, dispose of or deal in any financial product, credit product or security.
Before we provide you with personal advice, you will receive our Financial Services and Credit Guide, which sets out the services we provide, how we are remunerated and how to make a complaint. It is available here.
Unless otherwise stated, all references on this site to "$" or "dollars" are references to Australian currency.
3. Accuracy of information
We take reasonable care in preparing the information on this site, but:
- we do not warrant that it is accurate, complete, current, reliable or free from error or omission;
- circumstances change after the date of publication, and information may become out of date; and
- we may change, update or remove information at any time without notice.
4. Intellectual property
We own or licence the copyright in the material on this site.
You may view, print and download material from this site for your own personal, non-commercial use. Except as permitted under the Copyright Act 1968 (Cth), you must not otherwise reproduce, adapt, distribute, publish or commercially exploit that material without our written permission.
The Unity Partners name and logo are our trade marks. Other trade marks appearing on this site — including those of FYG Planners Pty Ltd and the CFP® certification marks — belong to their respective owners and are used with permission. Nothing on this site grants you any licence to use any of those marks.
5. Acceptable use
You must not:
- alter, modify, damage or interfere with this site or the information on it;
- attempt to gain unauthorised access to this site or any system or network connected to it; or
- use this site for any unlawful purpose, or in a way that infringes another person's rights or breaches the Competition and Consumer Act 2010 (Cth), the Privacy Act 1988 (Cth) or any other applicable law.
6. Liability
Nothing in these terms excludes, restricts or modifies any guarantee, right or remedy you may have under the Australian Consumer Law (Schedule 2 to the Competition and Consumer Act 2010 (Cth)), the Australian Securities and Investments Commission Act 2001 (Cth), or any other law, to the extent that it cannot lawfully be excluded, restricted or modified.
Subject to the above, and to the maximum extent permitted by law:
- we exclude all warranties, conditions and representations that are not expressly set out in these terms;
- we are not liable for any loss or damage you suffer arising out of your use of, or reliance on, information on this site, or arising out of any unavailability of or interruption to this site; and
- where our liability cannot be excluded but can be limited, our liability is limited, at our option, to re-supplying the relevant information or paying the cost of having it re-supplied.
7. Links to other sites
This site may contain links to sites operated by other people. Those links are provided for convenience only.
A link does not imply that we endorse, recommend or are affiliated with the operator of that site, or with any product or service it offers, unless we expressly say so. We do not control and are not responsible for the content of any linked site.
8. Privacy
We handle personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles. Our Privacy Policy explains what we collect, how we use and disclose it, and how you can access it, correct it or make a complaint.
9. Governing law
These terms are governed by the laws of Queensland, Australia. You and we submit to the non-exclusive jurisdiction of the courts of that State and the courts that hear appeals from them.
10. Contact us
Unity Partners Pty Ltd
10 Prospect Street, Fortitude Valley QLD 4006
Email: planning@unitypartners.com.au
Phone: +61 7 3839 1000
Unity Partners Pty Ltd ACN 100 498 584 is Authorised Representative No. 311195 and Credit Representative No. 402 826 of FYG Planners Pty Ltd AFSL / ACL No. 224543.